Single Moms Going Back to School Grants
It can be a vicious circle for a single mother. With all the costs involved with raising a child on your own, a good income is imperative. To get a good income, you need a solid education. But when all your income is going to child care without the support of a spouse affording that education may be near impossible. You’ve probably heard about student loans but do not want to go into debt. Or perhaps you thought about scholarships but fear you won’t qualify. What you may not have realized is that government (state, federal and local) and nongovernment grants exist that can cover most if not all of your education. Some even provide additional funds for child care and other expenses. Single moms going back to school grants are growing in number everyday. If you really want to do everything you can to provide a better future for yourself and your child, you really need to look into these grants designed just for you.
Field Specific Grants. Some grants pertain only to specific fields, such as teaching or nursing. One example of a specific grant is the Teacher Education Assistance for College and Higher Education Grant (TEACH) which provides up to $4,000 per year in assistance students who intend to teach in a public or private elementary or secondary school that serves students from low-income families.
Low Income Grants. Some grants are available for those with exceptional financial need. Although not usually specifically for single mothers, because of the unique financial situation of many single mothers, these are worth looking into. One such grant is Federal Supplemental Educational Opportunity Grant (FSEOG) which like a Pell Grant does not need to be repaid.
Institutional Grants. Some universities and colleges offer grants to those that meet their criteria. You may have certain obligations involved in being approved for some of these grants, such as maintaining a level of academic achievement or doing community service. Additionally, you may want to see if the school you wish to attend has some sort of work study program wherein you trade volunteer work on the campus for tuition, books or dining room credits.
Keep in mind that many private foundations will not use the term “grant” for the funds they provide for education, mainly because more people relate to the term “scholarship.” Thus do not automatically assume that scholarships are strictly merit based. Often they are awarded based on financial need, field of study, minority status, or some other criteria. Look into what the company you work for may offer and research corporations in your area to see if they support community education programs. Put in the effort now and your children will thank you!