Loans and Grants for the Disabled

Imagine that you have a disability and need assistance properly fitting your house so that you can live at home on your own or with little help. Or, suppose you have a disability and you want to start your own business. It’s possible to get help with either of those things, through low interest loans and even grants that do not need to be repaid, specifically offered to those who are somehow disabled.

Department of Social Services

The Department of Social Services has money available to help individuals with the kinds of home improvements they need in order to make their own homes handicap-accessible. These funds are designed to make it possible for people to stay in their homes and remain independent for as long as possible. Their main focus is to help disabled people and senior citizens. They will also help with home repair; including repairs that make the home safe for those with disabilities and with weatherization.

Office of Small and Disadvantaged Business Utilization

This office of the government offers business help to those who have a specific need and who fall in a specific category, such as businesses owned by service-disabled veterans. This office is a division of The Department of Labor and offers both advice and financial assistance. You can get more information at their website:

Small Business Administration’s (SBA) Small Business Development Center (SBDC)

Both the SBA and the SBDC offer help at the local level even though they are part of the federal government. They will work with individuals who are trying to start their own business or who already have a small business and are wanting to expand. They offer assistance in the form of low rate loans, writing a business plan, management, technology, and other business related topics.

The Department of Labor’s Office of Disability Employment Policy

Another government agency that also is connected with the Department of Labor is the Small Business Self-Employment Service. They offer help to individuals in the form of financing, writing of business plans, and other topics of interest or concern to the small business. There are also grants available for business owners to hire those who are either mentally or physically disabled. An exhaustive list of government grants for the disabled can be found here.

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