Free Government Grants for Home Repair

So you want to put a swimming pool in or add a bedroom and you are thinking you want to get the federal government to give you the money to do it. Well, guess again. You have a leaky roof and have the money to replace it but figure some free money from the government will let you use that money for a family vacation instead. Well, guess again. Free government grants for home repair are reserved for homeowners who are in desperate need of financial assistance for unexpected home repair costs. While that leaky roof qualifies whereas the swimming pool and addition would not, you are going to have to show financial need to qualify.

  • Federal Grants. The Department of Housing and Urban Development, (HUD) has information that you will need to get started on your request for financial assistance. Additionally, the Rural Department of the U.S. Department of Agriculture (USDA) allocates funds to each state to provide home improvement grants. Be sure you are dealing directly with your local office of these agencies. If you are asked to pay a processing fee, then you are most likely dealing with a scam.

  • Non-Profit Organizations. Besides going through government organizations directly, some funds flow down to non-profit organizations that work to assist their community. Some deal with specific types of recipients such as minorities, elderly and the disabled.

  • City Grants. Some cities through their interest in beautifying their city have set aside funds to assist homeowners with curb appeal type repairs and improvements. Others have emergency funds for roof, a/c and heating repairs for low-income families.

  • Disaster Relief. If your home repair is needed due to a disaster, you may be able to get assistance from FEMA for at least part of your repairs. If their support is not enough, you can look to the U.S. Small Business Administration (SBA) for a low-interest disaster loan.

  • Energy Initiatives. As being “green” continues to be popular in this country, there will be an increase in funds available for repairs and improvements that reduce energy costs. Current grants and tax credits make it more affordable to replace an old water heater with a solar heated one, or replace old single pane windows with energy efficient dual pane ones.

If you are a homeowner it is a good idea to know where to find help with those unexpected repairs. You may not need them right now, but there is a good chance something expensive will occur eventually. Housing repair grants may be just what you need when the time comes.

One Response to “Free Government Grants for Home Repair”

  1. Nicole E. Says:

    I have all single pane windows. I am disabled due to seizures and my electric bill is is very high when I run my AC. One of my medications has a side effect of making me feel very bad if I get over heated. I live in South Texas in a modular home, so I have no choice but to run it.
    Can you send me the specific website as to where I need to apply for the grant for help on the windows? I would really appreciate it. I would be so greatful to you.
    Sincerely, Nicole

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