Federal Grant Opportunities
There are many federal grant opportunities. The federal government provides grant money for many different things. Thanks to the American Recovery and Reinvestment Act of 2009 (the “stimulus package”), that fact has never been more true. Most of this money is granted to institutions, who can then use it to benefit communities or assign it to individuals. But if you have a need or a project, or are part of a minority group, there may be a federal grant opportunity for you.
Small Business Grants. Business.gov is a site dedicated to helping aspiring small businesses find financing. Some of this assistance comes in the form of loans, but some of it is awarded in grants. However, the kinds of grants available to small businesses are very limited. You might share in a grant that is given to an institution (such as a college, hospital, or environmental agency) by contracting to fulfill part of their project. Or you might qualify for a grant given to high-tech small businesses, such as the SBIR (Small Business Innovation Research) or STTR (Small Business Technology Transfer). You can check Business.gov for guidelines for these grants.
Education Grants. The government provides several educational grants, most of them in the form of block deposits to schools, which then distribute them to students (usually after taking school expenses out). Some of the most available grants are the Pell Grant, the FSEOG (Federal Supplemental Education Opportunity Grant), and the LEAP (Leveraging Educational Assistance Partnership) grant. You can find more information on these federal grant opportunities by visting the US Department of Education website or talking to your school’s financial aid advisor.
Medical Grants. Grants are available to help fund medical school, or to assist families in getting treatment for a family member who is sick. If you have a sick child and have expenses that your insurance doesn’t cover, a good place to start for a medical grant is the United Health Care Children’s Fund. Other grants and scholarships for medical study may be found at sites such as FastWeb.com and CollegeScholarships.com.
Housing Grants. Grants are available from HUD (the Department of Housing and Urban Development) and the USDA (United States Department of Agriculture) to assist firs time homebuyers with down payment, to repair homes, and to renovate houses or buildings in low-income neighborhoods.
The best place to begin searching for any government grant is at the website www.Grants.gov. You should be able to find information there on any sort of grant you’re looking for.